When an out-of-warranty household appliance or system breaks down, it helps to have a home warranty. You pay a small fee, and the home warranty company covers the rest of the repair or replacement cost. Our partners at We researched the best home warranty in Colorado Springs so you find a plan that fits your house or apartment.
A home warranty in Colorado Springs covers the cost of repairs and replacements of certain appliances and systems that break down from normal use and wear and tear. You can decide to cover systems, appliances or both, or you can customize a home warranty plan.
Appliances covered by home warranty
Systems covered by home warranty
Oven, range, stove
Washer and dryer
Home warranty companies in Colorado Springs offer add-on coverage for pools, spas, second appliances, sump pumps, well pumps and guest units.
You can purchase a home warranty in Colorado Springs at any point during homeownership. Most contracts last for one year, and you can cancel anytime. Home warranty companies generally allow you to transfer a contract to a new homeowner if you sell your home before the plan ends.
Keep in mind, a home warranty isn’t the same as homeowners insurance. A home warranty, which you are never obligated to purchase, covers appliances and systems that break down from routine use. Homeowners insurance, which lenders often require as a condition of a mortgage, covers liability and loss from things like theft, fire and storms.
Are home warranties worth it?
A home warranty in Colorado Springs could save you hundreds or thousands of dollars. You may also pay for a home warranty and never use it.
When considering whether a home warranty is worth it, think about:
Whether your appliances and systems are still covered by original warranty
The condition of your household appliances and systems and how likely they are to break down over the home warranty term
Your ability to pay 100% out of pocket for repairs and replacements
Home warranty cost
What a home warranty covers
The service call fee (the amount you owe for each claim)
Some groups of property owners are more likely to purchase a home warranty in Colorado Springs. These include new homeowners, owners of older homes, rental property owners, home sellers and realtors.
How much does a home warranty cost in Colorado Springs?
On average, home warranty cost in Colorado Springs is $300 - $900 per year. Most home warranty companies offer monthly payment plans.
Home warranty cost in Colorado Springs depends on these factors:
The extent of coverage
The amount of the service call fee
Size, type and location of home
What to do when you need repairs
If you have a home warranty in Colorado Springs and need repairs, you can make a claim with your home warranty company 24/7. You pay a service call fee — usually between $50 and $125 — and the home warranty company sends a contractor from its network to your home to diagnose the problem. Some home warranty companies may allow you to choose your own contractor.
The contractor will communicate with the home warranty company. If the home warranty company approves the claim, the contractor makes the repair or replacement, and you owe nothing further.
What to look for when choosing a home warranty company
When choosing a home warranty company in Colorado Springs, read reviews from customers to find out if they are satisfied with cost, coverage, claims, quality of contractors and overall service. Get quotes from several home warranty companies to make comparisons.
Read over a contract carefully before signing. Make sure you understand:
Exclusions and limitations, including caps on how much the home warranty company will pay for repairs and replacements
How much the home warranty costs and how you make payments
The amount of the service call fee
The duration of coverage
How to make a claim
What happens if you aren’t satisfied with a repair or replacement
If you can cancel the contract anytime
Whether the contract is transferable to a new homeowner if you sell
American Home Shield, a leader in the home warranty industry for nearly 50 years, has over 1.8 million customers in the U.S. Select an appliances, systems or combo plan, or build your own. Request service 24/7 online or over the phone. AHS has a network of over 15,000 licensed contractors and doesn’t limit number of repairs. Customers can cancel or transfer a contract anytime. American Home Shield has thousands of five-star reviews from satisfied homeowners.
Choice Home Warranty has been protecting homeowners, homebuyers and home sellers for over 11 years. Its two plans — Basic and Total — are available with add-on coverages for pool and spa, second refrigerator, limited roof leak and more. Some Choice Home Warranty customers are happy with coverage and service, but others have had trouble resolving claims.
Liberty Home Guard offers home warranties for appliances, systems or both, with optional add-ons for pool and spa, sump pump, well pump, gutter cleaning, pest control and more. Service from LHG Certified Professionals comes with a 60-day workmanship guarantee. Customers are able to cancel a home warranty anytime. Reviews for Liberty Home Guard are nearly all positive, recommending the company to others.
Total Home Protection offers Gold and Platinum home warranty plans, plus over a dozen optional coverages. THP’s claims hotline is available 24/7 to set up service from prescreened, licensed and insured technicians. Customers give THP mixed reviews; some have saved significant money, while others are upset over denied claims.
AFC Home Club offers four home warranty plans. Each comes with 24/7 in-house support, the option to choose your own service technician and a parts-and-labor guarantee for the length of your membership. Customers like AFC Home Club’s extra benefits, which include savings at restaurants and retailers and free credit monitoring.
Select Home Warranty gives you a free quote in just minutes for its three plan options, which come with easy monthly payments. The company covers appliances and systems of all ages and doesn’t require a home inspection before purchase. Customers appreciate Select Home Warranty’s discount for multiple-year coverage.