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Best Extended Auto Warranty Companies in Colorado Springs, CO

Jan. 24, 2020, 1:18 a.m.

If the manufacturer’s warranty on your vehicle has expired, consider an extended auto warranty to lower out-of-pocket costs for repairs. Our partners at We researched the best extended auto warranty in Colorado Springs so you find coverage that meets your needs and budget.

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#1
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Endurance Auto Warranty

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Endurance Auto Warranty
Endurance Auto Warranty
Features
  • Available in Colorado Springs
  • Accepted by ASE mechanics
  • 24/7 roadside assistance
  • 30-day guarantee
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#2
CARCHEX
CARCHEX
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  • 5 levels of protection
  • 99% customer satisfaction
  • No-haggle guarantee
  • Available in Missoula
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#3
CarShield
CarShield
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  • 6 plan options
  • Free, online quote
  • Available in Missoula
  • Flexible payment plans
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#4
Infinite Auto
Infinite Auto
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  • A+ BBB Rating
  • 24/7 roadside assistance
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  • Available in Missoula
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What is an extended auto warranty?

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An extended auto warranty, also called a vehicle service contract or aftermarket warranty, covers the cost of car repairs after the original manufacturer’s warranty runs out. If your vehicle breaks down and you have an extended auto warranty in Colorado Springs, you can take it to any authorized repair facility. You pay a deductible, and the rest is covered.

An extended auto warranty can save vehicle owners hundreds, even thousands of dollars in Colorado Springs, where cars break down from constantly sitting in traffic and operating in snow and ice.

Extended auto warranties are available for most makes and models of vehicles, including those with high mileage or old model years. An extended auto warranty is usually renewed annually and covers a vehicle for a certain period of time or number of miles.

What does an extended auto warranty cover

Extended auto warranty coverage depends on the plan you purchase. Most extended auto warranty companies offer different plans, ranging from coverage of only the most essential systems and parts (e.g., engine, transmission, drive axle) all the way up to coverage similar to a vehicle’s original factory warranty.

Depending on the plan you select, an extended auto warranty in Colorado Springs may cover:

  • Engine
  • Transmission
  • Drive axle
  • Transfer case
  • Fuel system
  • Air conditioning
  • Cooling system
  • Electrical components
  • Suspension
  • Steering
  • Brakes
  • Gaskets

An extended auto warranty is different from car insurance, which is required for vehicle owners in Colorado. An extended auto warranty covers mechanical breakdowns and is an entirely optional purchase. Car insurance covers liability, theft and weather damage.

How much does an extended warranty cost in Colorado Springs?

The total cost of an extended auto warranty in Colorado Springs is usually between $1,000 and $4,000, with annual costs averaging $350 - $700. Extended auto warranty cost depends on:

  • What’s covered
  • Vehicle make and model
  • Vehicle age
  • Vehicle mileage
  • The deductible
  • Your driving habits

Extended auto warranty companies offer monthly payment plans to make coverage more affordable. It is common for providers to offer a money-back guarantee if you change your mind after purchasing and before coverage takes effect (usually 30 days after purchase).

Are extended car warranties worth it?

There are pros and cons of extended car warranties in Colorado Springs.

Pros Cons
Low out-of-pocket costs when you need car repairs Not all repairs covered
Added benefits (e.g., roadside assistance, rental car, trip interruption coverage) Waiting period before coverage begins
Repairs at any authorized repair facility Deductible toward repairs
Transferable contract May never be used

How to choose an extended auto warranty

When choosing an extended auto warranty in Colorado Springs, look for a well-reviewed company with insurance-backed plans that cover your make and model of vehicle with the level of coverage you want. Get quotes from multiple companies to compare options. As you read over a plan, make sure you understand the following:

  • What is covered and what isn’t covered
  • Plan benefits and limitations
  • The deductible amount
  • How long the plan lasts
  • The cost and how you will make payment(s)
  • Whether there is a waiting period before coverage takes effect
  • How to make a claim
  • Where you can take your car for repairs
  • Whether the warranty company pays the repair facility directly or reimburses you
  • Cancellation policy and money-back guarantee
  • If the contract is transferable if you sell the vehicle

Endurance Auto Warranty

Endurance Auto Warranty VISIT ENDURANCE AUTO WARRANTY

Endurance’s multiple extended auto warranty plans come with Endurance Elite, which includes extras like 24/7 roadside assistance, tire and key fob replacement and ID theft recovery. Each contract comes with a 30-day money-back guarantee, and plans are accepted at local repair facilities and dealerships throughout the U.S. Reviewers like Endurance’s easy payment plans and coverage for high-mileage vehicles.

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CARCHEX

CARCHEX VISIT CARCHEX

CARCHEX is one of the largest online providers of extended auto warranties and has nearly two decades of experience. Choose from a variety of plans, each of which allows you to use any licensed repair facility. Benefits include 24/7 roadside assistance, towing, rental car coverage, gas delivery and trip interruption service. Reviewers like the 30-day risk-free period after buying and appreciate that CARCHEX pays claims directly to the repair facility.

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CarShield

CarShield VISIT CARSHIELD

CarShield has covered over 750,000 vehicles and paid over $1 billion in claims in more than a decade of business. Plans, available for all types of vehicles and budgets, include your choice of mechanic, 24/7 roadside assistance, rental car coverage, courtesy towing and flexible payment options. Customers like that CarShield makes service contracts transferable.

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Infinite Auto

Infinite Auto

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(734) 366-4354 VISIT INFINITE AUTO

Infinite Auto Protection’s three extended auto warranty plans come with flexible payment terms, your choice of repair facility, 24/7 roadside assistance, rental car coverage and courtesy towing. All contracts include a 30-day money-back guarantee. Customers praise friendly Infinite Auto Protection representatives who are patient and helpful answering questions and processing claims.

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